Take The Stress Out Of Holiday Shopping
31 August 2015
Summer's barely out the door, but the holiday season will be here before you know it. If you've ever sworn that you'll get your act together and be prepared for the holidays early, there's no time like now to start. Here are some effective tips to help you take the stress out of holiday shopping so you can enjoy the season.
Make a list, and check it twice a year
To Avoid Paying Additional Interest, Don't Get A 40-Year Mortgage
28 August 2015
40-year mortgages give young individuals a chance to purchase a home and have very low monthly payments. Because these loans last 10 years longer than traditional 30-year mortgages, homeowners are able to spread their repayments out and reduce their monthly payments. If you're purchasing a home, and want to build up equity and reduce how much interest you pay, though, forgo a 40-year mortgage and opt for a shorter 30-year one.
Appealing An IRS Wage Levy: When And How To File The Paperwork
27 August 2015
From falling behind on a credit card bill to dealing with an unexpected illness, and the unpaid hospital bills that accompany it, there are many circumstances that can lead to a wage levy. However, when it comes to a wage garnishment through the Internal Revenue Service (IRS), the circumstances, options and procedures are very different. If you are facing an IRS wage levy and are considering appealing this decision, here is some valuable information to help you stop wage garnishment.
4 Alternatives To A Standard Bank Loan
24 August 2015
Maybe you do not have the best credit. Maybe you have some outstanding debt that you have yet to pay off. Maybe you simply do not like the rigmarole of going through a bank to receive a loan. Whatever your reason may be, maybe you simply cannot just receive a bank loan. That is fine as there are a number of alternatives to the status quo loan of a bank loan.